Products and Services

There are a number of products on the market and it is important that you find a solution that best suits your needs and serviceability.

At Platinum Financial and Lending Solutions, we pride ourselves on our ability to get your loans settled! There are various types of home loans, all offering different rates and features. It is important to always check the terms of your loan. We have extensive experience in all things lending, including:


From those looking to take their first step into the investment market to those looking to find a way to expand further after their bank has said no. I have a number of investment properties and can offer you first hand experience as well as the lessons learnt from my clients.

Self employed with or without tax returns, financials etc

A lot of people are turned off purchasing property because they feel the Bank will not give them a loan without tax returns. Let me show you how “low doc” and “lite doc” loans can offer the ability for those without all the paperwork secure loans from a variety of lenders.


How long has it been since anyone had a good look at your home loan? With the market constantly changing, and new products available on an almost weekly basis maybe it is time to have a look at your mortgage. The loan that you got 2-3 years ago may no longer be the best product for you. With a free “home loan health check” we can quickly compare what you have now and show you how it compares to what is out there. Who wants to be paying more than they have to?

Those with “bad credit” or who don’t fit the Bank’s idea of a regular client

If the Banks have said no – we have a number of lenders who may say yes. Never discount the possibility without at least exploring the opportunity. I would be more than happy to assist you with this.

Construction and property development

Whether it is a residential home, a duplex or triplex development right through to multi unit commercial developments. We have access to a range of funders right around Australia who want to compete for the business.

Those who are asset rich but cash poor

Those clients who have accumulated property over the years – and are now looking for a way to access the equity. Maybe for another purchase, a business expansion or to take advantage of a lifestyle opportunity. A number of lenders on our panel offer products that will allow you to utilise and control the funds you currently have in bricks and mortar.

Professional Packages

Professional Packages are now widely available from a number of lenders, yet people are often not aware of these packages and the benefits they offer such as discounted interest rates and a range of other features. Many people will now qualify for these packages as eligibility is determined by loan size and not by income. I’ve negotiated further discounts for higher loans, let me do the negotiation for you, it’s a free service. I would rather see you save money than the Banks make it!

Debt Consolidation

If you are paying off credit cards, personal loans, car loans, business loans, and/or tax debts on top of your home mortgage and the repayments are crippling your cashflow we can look to consolidate the debt. The idea is to look at the whole picture and recommend the most appropriate products that give you the time and interest rates that allow you to wipe the slate clean and get away from living week to week and allow you to plan for your future.

Looking to correctly structure or restructure your finances?

 There is nothing more detrimental to an effective wealth creation strategy than an incorrect structure. In consultation with your accountant or financial planner we can assist to ensure that your finances are set up to give you the maximum benefit and flexibility. And we can recommend good Accountants and Financial Planners if you are unhappy with your current suppliers.

Self-Managed Super Fund purchases and refinances

For those who have a Self –Managed Super Fund (SMSF) or those considering establishing one. An ever increasing number of Lenders are offering more and more competitive products for financing of both residential and commercial properties. We can refer you to accountants who specialise in the field of SMSF who will guide you through the establishment and running of an SMSF. Once the fund is established – we can source loans that will allow you to borrow up to 80% of the value of a property’s purchase value.

Private Funding and Second Mortgages

Private funding is a specialist area and is available for property purchase or refinance and assists people who may have:
– Commercial or residential property
– Company structures
– Bad credit rating
– Ex –bankrupts
– People who require funds quickly
– No tax returns or full financials
– Significant equity

Find out your Target Property’s Value

We subscribe and use Australian Property Monitors and are delighted to be able to share this national resource with our clients. Property reports assist in providing accurate valuations which help to ensure our clients do not pay too much for their next purchase.

I love negotiating with lenders

Our lenders have great products, but I believe they make more than enough money – why should my clients pay any more than they have to in high interest rates and unnecessary fees and charges? Let me do the negotiating on your behalf. Because we deal with them day in day out – we know what the lenders can and cannot do. We also know how to get them to compete for your business. We will ensure that you do not pay a cent more than you have to. Between them the major banks alone have over 150 products and then there are the hundreds that belong to the specialist banks and lenders. Let me help you to make sense of it all and guide you towards the one that is best suited to you. Our service is free of charge as we are paid by the lender to take care of all the paperwork.



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